Sears Mastercard Reviews

Sears is one of the biggest providers of credit services for retail shops. Citibank now issues Sears credit cards that includes Sears Gold MasterCard. Keeping the customers’ best interest on mind, Sears also offers other types of credit cards to aid its cardholders to choose which card suites their needs. Sears card, Sears Commercial One Card Sears, and Home Improvement Account.

Sears Gold MasterCard is probably the well-accepted retail credit card account in the US.

It is easy to be eligible for the Sears credit card and applications are offered in all Sears store as well. Sears cardholders who have been using the card for some time, will be given an option to upgrade to a Sears Gold MasterCard. With the added purchasing powers for the cardholder, they can use it anywhere around the globe when they choose to upgrade to the gold card.

Being a Sears Gold MasterCard holder

They can return purchased items even without the receipts and they also have a provisional shopping pass if they failed to bring their credit card. Card members also have access to Kmart, Lands End, The Great Indoors and Sears’ special offers, sales, discounts and coupons. Sears Gold MasterCard provides assurance of purchase and extended warranty coverage. To make the member’s banking experience a breeze; they can now join the Choice Rewards program online, monitor reward points and claim those points at the Sears’ website. This MasterCard provides its members the Citi Identity Theft Solutions as well, where in the card issuer protects its cardholders from people who use their members’ personal information for fraud.

Sears Gold MasterCard members

Earn points each time they spent a dollar on all their purchases. The card also offer different types of exciting rewards to their cardholders, it could be plane tickets, gift cards, dining discounts or pass to movies or concerts all depending on how members use their card. Neither a membership fee nor annual fee is required when you apply for a standard card or gold card.

Applicants for a Sears Gold MasterCard need not worry that their application will be rejected because approval may still be possible even without the MasterCard logo. All applications’ approval and credit card rate will be based on different factors like the applicant’s credit standing. Here are some of the add-on programs that the card issuer created to cater to its clientele’s needs: Premier program, AccountCare and Choice Rewards. For all interested parties please apply in person at any of the Sears store or you can also visit their official website.

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